Services

MEXICO TRAVEL INSURANCE

Thinking of traveling to Mexico for a quick get away or event? Let us help you and your family get insured no matter how you travel. Here at the credit union we can provide you with the option to obtain the coverage you need through us. Scan the QR code below for more information to visit the Best Mexico Insurance app on your phone.

SAVINGS ACCOUNTS

This account is also referred to as a “Share Account.” A minimum balance of $25.00 is required to open a Share/Savings account. Dividend rates for Share/Savings accounts are declared quarterly by the Board of Directors and are paid the last day of the quarter. With a Share/Savings account you become a member/owner which enables you to take advantage of all credit union products and services.

CHECKING ACCOUNTS

Our Checking Account is also referred to as Share Draft Account. With your share draft account, there is NO monthly fee, NO minimum balance to maintain and NO per-check cleared charge. This account is a non-interest bearing account. A minimum deposit of $100.00 is required to open this account. We have a variety of check styles to choose from. Check orders come with duplicates for your record keeping. You will receive monthly statements on your checking account.

VISA CHECK CARD

Need access to your checking or savings account 24-7? Corpus Christi S.P. Credit Union’s VISA Check Card offers this access through Automatic Teller Machines (ATM’s). The VISA Check Card eliminates writing a check at any merchant displaying the VISA logo. Additional benefits of the VISA Check Card are access to balance inquiries and transfers through the ATM’s that display Pulse, Cirrus, and CO-OP logos. CCSPCU will charge a minimal $1.00 transaction fee for ATM transactions and a .50 fee for all ATM balance inquiries. Important Note: When you use an ATM you may be charged a fee by the ATM operator or any network used (and you may be charged a fee for a balance inquiry even if you do not complete a fund transfer).

ATM

CCSPCU has a convenient on-site credit union ATM located at 1120 North Tancahua Corpus Christi, Texas. Use our CCSPCU Visa Check Card at our ATM 24-7 surcharge free.

NIGHT DEPOSITORY

CCSPCU has a Night Depository located on the side of the credit union building for our members after hours convenience.

CHRISTMAS CLUB ACCOUNTS

A Christmas Club Account is a special savings account designed to help you save money for Christmas. You can open this account with a deposit of $5.00. You can only make deposits to this account. No withdrawals are allowed. Dividends are paid on the average daily balance for the year compounding quarterly. On or about November 1st of each year, the Credit Union will deposit into your regular share account the balance in your Christmas Club Account.

DIRECT DEPOSIT

Use direct deposit to provide a safe, convenient way to automatically deposit to your share account any periodic payments you may receive. There is no fee for this service.

PAYROLL DEDUCTION

The Credit Union accepts payroll deduction from all employers who will provide the service to its employees. There is no fee to have a portion of your paycheck/payroll automatically deposited to the Credit Union. The payroll deduction will be posted to your Regular Share Account automatically; received funds are then transferred to other Credit Union account(s) (savings, loans, etc.) you have designated.

NOTARY PUBLIC

The Credit Union offers Notary public service free of charge to our members.

WIRE SERVICE

The Credit Union provides incoming and outgoing wire service for the membership. The Credit Union does not charge a fee for incoming wires into your account. Please call the Credit Union for details and fees for outgoing wires.

ACH

With this ACH feature, CCSPCU can transfer money, for the next day, to or from your account at CCSPCU to or from other financial institutions for a low nominal fee. Please contact the Credit Union for more information.

Other Services include:

Signature Loans

New and Used Vehicle Loans

Share and Certificate Secured Loans

GAP Insurance (Guaranteed Asset Protection)

Credit Life and Disability Insurance

Route 66 Vehicle Extended Warranty

Free CCSPCU Online Account Access- Available thru CCSPCU website: www.ccspcu.com

Free CCSPCU Voice Active Audio Response System- 1-866-301-1060

Personal Insurances include:

Accidental Death & Dismemberment Plan

To enroll call 1-877-636-2377 Option 1

Life Insurance- partnered with CUNA Mutual Insurance

To enroll call 1-877-636-2377 Option 1

Home Owners Insururance- partnered w/ CUNA Mutual Insurance-Call 1-888-380-9287 Be sure to mention Key Code 5041

Members Auto Insurance- partnered w/Cuna Mutual Insurance-Call 1-888-380-9287 – Be sure to mention Key Code 3955