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APR refers to the annual percentage rate or the dividend rate.
APY refers to the annual percentage yield.

Loan Rates
Loan Application

Rates as of 7/26/2010.
Rate Description Term Payment Description APR APR Type
New/Used A-Paper Up to 60 Months 4.25% Fixed
New/Used A-Paper Up to 78 months 5.25% Fixed
New/Used B-Paper Up to 60 Months 5.50% Fixed
New/Used B-Paper Up to 78 Months 6.25% Fixed
New/Used C-Paper Up to 60 Months 7.75% Fixed
New/Used C-Paper Up to 78 Months 8.50% Fixed
New/Used D-Paper Up to 60 Months 10.75% Fixed
New/Used D-Paper Up to 72 Months 11.50% Fixed
New/Used E-Paper Up to 60 Months 14.75% Fixed
New/Used E-Paper Up to 72 Months 15.50% Fixed
New/Used Subprime Up to 60 Months 18.00% Fixed
Share Regular Share Dividend Rate + 3.00% Up to 60 Months 3.25% Fixed
Unsecured A-Paper Up to 48 Months 9.00% Fixed
Unsecured B-Paper Up to 48 Months 11.00% Fixed
Unsecured C-Paper Up to 48 Months 14.00% Fixed
Unsecured D-Paper Up to 48 Months 16.00% Fixed
Unsecured E-Paper Up to 48 Months 18.00% Fixed
Term Certificate Term Certificate Rate + 3.00% Up to 60 Months 4.50% Fixed

Members should call the credit union to verify rates.
Other loans and rates are available, contact the Credit Union for more information.

Certificates
Rates as of 7/26/2010.
Rate Description Term Dividend Rates APY
6 Month 1.01% 1.00%
12 Month 1.51% 1.50%

NOTE: Early withdrawal from certificates will be subject to a 90 day dividend penalty.
Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.

Savings/Shares Rates
Rates as of 7/26/2010.
Rate Description Term Dividend Rates APY
Regular Shares APYE=Annual Percentage Yield Earned 0.25% 0.25%
Christmas Club APYE=Annual Percentage Yield Earned 0.35% 0.35%

Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.

Share Draft

Rates as of 7/26/2010.
Rate Description Term Dividend Rates APY
Share Draft/Checking 0.00% 0.00%

Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.
 

     

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